3. Do not fight the IRD, they have all the money and the resources; instead work with them.
6. Negotiate with the Bank. Banks can be helpful ~ don't be afraid to ask.
8. The business is there for you to achieve your goals.
12. Every customer is different, ask questions to get answers.
register a security interest on the Personal Property Security Register for your advance.
23. Never sign personal guarantees to creditors (if you can avoid it).
25. Understand your customers, and get on their shopping list.